Cognitive Credit Scoring
The revolution in the credit scoring assessment
Complete and easy-to-use dashboard
All the test metrics at a glance
Actions suggested according to the test results
Cognitive Credit Scoring has a cognitive approach avoiding that the candidate eludes the assessment.
The current Credit Scoring is based on the analysis of the historical data. It is not able to detect a present or future change in the applicant’s situation. Cognitive Credit Scoring analyses the applicant’s future intentions.
Often insolvent individuals and companies are not recognized when they apply for a loan, and this makes trouble for financial institutions. Cognitive Credit Scoring integrates with the current system and reduces the number of outstanding amounts.