{"id":826,"date":"2016-02-08T16:42:25","date_gmt":"2016-02-08T15:42:25","guid":{"rendered":"http:\/\/www.integrityview.com\/en\/cognitive-credit-scoring\/"},"modified":"2020-04-17T11:53:11","modified_gmt":"2020-04-17T09:53:11","slug":"cognitive-credit-scoring","status":"publish","type":"page","link":"https:\/\/www.integrityview.com\/en\/cognitive-credit-scoring\/","title":{"rendered":"Cognitive Credit Scoring"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jnd8861a-1c7f0b9c99c25f873ca13b5d65716c45\">\n.avia-section.av-jnd8861a-1c7f0b9c99c25f873ca13b5d65716c45 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.integrityview.com\/wp-content\/uploads\/2016\/02\/credit-scoring-dashboard-pc_big.jpg);\nbackground-position:50% 100%;\nbackground-attachment:scroll;\n}\n.avia-section.av-jnd8861a-1c7f0b9c99c25f873ca13b5d65716c45 .av-section-color-overlay{\nopacity:0.7;\nbackground-color:#202b33;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-jnd8861a-1c7f0b9c99c25f873ca13b5d65716c45 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_layout_row  avia-builder-el-first  avia-full-stretch av-parallax-section avia-bg-style-parallax av-section-color-overlay-active av-minimum-height av-minimum-height-50 av-height-50  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='50' data-av_min_height_opt='50'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><a href='#next-section' title='' class='scroll-down-link  avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='down-open-mini' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-1'>Scroll to next section<\/title>\n<desc id='av-svg-desc-1'>Scroll to next section<\/desc>\n<path d=\"M12.96 12.16q0.704-0.832 1.536 0 0.832 0.704 0 1.536l-6.272 6.144q-0.704 0.704-1.536 0l-6.272-6.144q-0.832-0.832 0-1.536 0.768-0.768 1.6 0l5.44 4.992z\"><\/path>\n<\/svg><\/a><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-826'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-muvbm-358dcd926e7d6059c418cafeb45576a2 av_one_fifth  avia-builder-el-1  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-68imei-2577f61b08260cb12018b38293ed3c9e\">\n.flex_column.av-68imei-2577f61b08260cb12018b38293ed3c9e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-68imei-2577f61b08260cb12018b38293ed3c9e av_three_fifth  avia-builder-el-2  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5zva2i-7d51dc5c1cfdcae3b117c5b244f73556\">\n#top .av-special-heading.av-5zva2i-7d51dc5c1cfdcae3b117c5b244f73556{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-5zva2i-7d51dc5c1cfdcae3b117c5b244f73556 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-5zva2i-7d51dc5c1cfdcae3b117c5b244f73556 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-5zva2i-7d51dc5c1cfdcae3b117c5b244f73556 .av-subheading{\nfont-size:20px;\n}\n<\/style>\n<div  class='av-special-heading av-5zva2i-7d51dc5c1cfdcae3b117c5b244f73556 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-3  el_before_av_hr  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Cognitive Credit Scoring<\/h1><div class='av_custom_color av-subheading av-subheading_below'><p>The revolution in the credit scoring assessment<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5wpt6y-aba656e577f7b3fc4a8e853c2f68a12e\">\n#top .hr.av-5wpt6y-aba656e577f7b3fc4a8e853c2f68a12e{\nmargin-top:40px;\nmargin-bottom:40px;\n}\n.hr.av-5wpt6y-aba656e577f7b3fc4a8e853c2f68a12e .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-5wpt6y-aba656e577f7b3fc4a8e853c2f68a12e hr-custom  avia-builder-el-4  el_after_av_heading  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5n7e16-30dab1e2d43cd442d721b72688806530\">\n.flex_column.av-5n7e16-30dab1e2d43cd442d721b72688806530{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5n7e16-30dab1e2d43cd442d721b72688806530 av_one_fifth  avia-builder-el-5  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='intro'  class='av-layout-grid-container av-5k4ku2-337d2bc84199eede874ec5c38b89d74f entry-content-wrapper main_color av-flex-cells  avia-builder-el-6  el_after_av_section  el_before_av_section  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5ggrgq-5f9a70cf84780041e69aa1b6d9dea8bf\">\n.flex_cell.av-5ggrgq-5f9a70cf84780041e69aa1b6d9dea8bf{\nvertical-align:middle;\n}\n.responsive #top #wrap_all .flex_cell.av-5ggrgq-5f9a70cf84780041e69aa1b6d9dea8bf{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-5ggrgq-5f9a70cf84780041e69aa1b6d9dea8bf av-gridrow-cell av_one_third no_margin  avia-builder-el-7  el_before_av_cell_two_third  avia-builder-el-first  content-align-middle'  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-57bz1m-9657076be41093c864df8f8bed753163\">\n#top .av-special-heading.av-57bz1m-9657076be41093c864df8f8bed753163{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-57bz1m-9657076be41093c864df8f8bed753163 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-57bz1m-9657076be41093c864df8f8bed753163 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-57bz1m-9657076be41093c864df8f8bed753163 av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-8  el_before_av_hr  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Cognitive Credit Scoring is a reliability index for loan repayment that is based on an innovative cognitive test. It allows you to know the applicant\u2019s real intentions about the loan repayment<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4zljwa-521fa95ddb559daa2a77369ff8d56156\">\n#top .hr.av-4zljwa-521fa95ddb559daa2a77369ff8d56156{\nmargin-top:40px;\nmargin-bottom:40px;\n}\n.hr.av-4zljwa-521fa95ddb559daa2a77369ff8d56156 .hr-inner{\nwidth:50px;\nborder-color:#000000;\n}\n<\/style>\n<div  class='hr av-4zljwa-521fa95ddb559daa2a77369ff8d56156 hr-custom  avia-builder-el-9  el_after_av_heading  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4xlph6-cfc850c0ad10b65f7a059588b07e96f3\">\n.flex_cell.av-4xlph6-cfc850c0ad10b65f7a059588b07e96f3{\nvertical-align:middle;\nbackground-color:#fcfcfc;\n}\n.responsive #top #wrap_all .flex_cell.av-4xlph6-cfc850c0ad10b65f7a059588b07e96f3{\npadding:0px 0px 0px 0px !important;\n}\n<\/style>\n<div class='flex_cell av-4xlph6-cfc850c0ad10b65f7a059588b07e96f3 av-gridrow-cell av_two_third no_margin  avia-builder-el-10  el_after_av_cell_one_third  avia-builder-el-last  content-align-middle av-zero-padding'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-sub-av-4nqeky-a5db9873f06445c4bd4bf99b6176febe\">\n.av-hotspot-image-container .av-image-hotspot.av-4ixjl6-bbce21f93a1314add5f2912354a1e60c{\ntop:26.5%;\nleft:70%;\n}\n.av-hotspot-image-container .av-image-hotspot.av-4ixjl6-bbce21f93a1314add5f2912354a1e60c .av-image-hotspot_inner{\nbackground-color:#d75305;\ncolor:#ffffff;\n}\n.av-hotspot-image-container .av-image-hotspot.av-4cwsci-f71813c679548cd929cb151d5da626b9{\ntop:51.7%;\nleft:30.6%;\n}\n.av-hotspot-image-container .av-image-hotspot.av-4cwsci-f71813c679548cd929cb151d5da626b9 .av-image-hotspot_inner{\nbackground-color:#d75305;\ncolor:#ffffff;\n}\n.av-hotspot-image-container .av-image-hotspot.av-45lr7m-5747c42310ed94a101590952b68a784e{\ntop:73.6%;\nleft:78.8%;\n}\n.av-hotspot-image-container .av-image-hotspot.av-45lr7m-5747c42310ed94a101590952b68a784e .av-image-hotspot_inner{\nbackground-color:#d75305;\ncolor:#ffffff;\n}\n<\/style>\n<div  class='av-hotspot-image-container av-4nqeky-a5db9873f06445c4bd4bf99b6176febe  avia-builder-el-11  avia-builder-el-no-sibling  av-hotspot-numbered av-permanent-tooltip avia_animated_image avia_animate_when_almost_visible fade-in av-mobile-fallback-active  av-non-fullwidth-hotspot-image'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class='av-hotspot-container'><div class='av-hotspot-container-inner-cell'><div class='av-hotspot-container-inner-wrap'><div class='av-image-hotspot av-4ixjl6-bbce21f93a1314add5f2912354a1e60c av-image-hotspot-1 av-permanent-tooltip' data-avia-tooltip-position='right' data-avia-tooltip-alignment='centered' data-avia-tooltip-class='av-tt-default-width av-tt-pos-right av-tt-align-centered  av-mobile-fallback-active  av-permanent-tooltip-single  transparent_dark av-tt-hotspot' data-avia-tooltip='&lt;p&gt;&lt;span style=&quot;font-weight: 400;&quot;&gt;Complete and easy-to-use dashboard&lt;\/span&gt;&lt;\/p&gt;\n'><div class='av-image-hotspot_inner'>1<\/div><div class='av-image-hotspot-pulse'><\/div><\/div><div class='av-image-hotspot av-4cwsci-f71813c679548cd929cb151d5da626b9 av-image-hotspot-2 av-permanent-tooltip' data-avia-tooltip-position='left' data-avia-tooltip-alignment='centered' data-avia-tooltip-class='av-tt-default-width av-tt-pos-left av-tt-align-centered  av-mobile-fallback-active  av-permanent-tooltip-single  transparent_dark av-tt-hotspot' data-avia-tooltip='&lt;p&gt;&lt;span style=&quot;font-weight: 400;&quot;&gt;All the test metrics at a glance&lt;\/span&gt;&lt;\/p&gt;\n'><div class='av-image-hotspot_inner'>2<\/div><div class='av-image-hotspot-pulse'><\/div><\/div><div class='av-image-hotspot av-45lr7m-5747c42310ed94a101590952b68a784e av-image-hotspot-3 av-permanent-tooltip' data-avia-tooltip-position='right' data-avia-tooltip-alignment='centered' data-avia-tooltip-class='av-tt-default-width av-tt-pos-right av-tt-align-centered  av-mobile-fallback-active  av-permanent-tooltip-single  transparent_dark av-tt-hotspot' data-avia-tooltip='&lt;p&gt;&lt;span style=&quot;font-weight: 400;&quot;&gt;Actions suggested according to the test results&lt;\/span&gt;&lt;\/p&gt;\n'><div class='av-image-hotspot_inner'>3<\/div><div class='av-image-hotspot-pulse'><\/div><\/div><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1363 avia-img-lazy-loading-not-1363 avia_image' src=\"https:\/\/www.integrityview.com\/wp-content\/uploads\/2016\/02\/dashboard_cognitive_credit_scoring.png\" alt='' title=''  height=\"882\" width=\"1444\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><div class='av-hotspot-fallback-tooltip av-image-hotspot-1 av-permanent-tooltip'><div class=\"av-hotspot-fallback-tooltip-count\">1<div class=\"avia-arrow\"><\/div><\/div><div class=\"av-hotspot-fallback-tooltip-inner clearfix\"><p>\n<span style=\"font-weight: 400;\">Complete and easy-to-use dashboard<\/span><\/p>\n<\/div><\/div><div class='av-hotspot-fallback-tooltip av-image-hotspot-2 av-permanent-tooltip'><div class=\"av-hotspot-fallback-tooltip-count\">2<div class=\"avia-arrow\"><\/div><\/div><div class=\"av-hotspot-fallback-tooltip-inner clearfix\"><p>\n<span style=\"font-weight: 400;\">All the test metrics at a glance<\/span><\/p>\n<\/div><\/div><div class='av-hotspot-fallback-tooltip av-image-hotspot-3 av-permanent-tooltip'><div class=\"av-hotspot-fallback-tooltip-count\">3<div class=\"avia-arrow\"><\/div><\/div><div class=\"av-hotspot-fallback-tooltip-inner clearfix\"><p>\n<span style=\"font-weight: 400;\">Actions suggested according to the test results<\/span><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-42safm-37df5423395dbbc28986c852d275f8b1\">\n.avia-section.av-42safm-37df5423395dbbc28986c852d275f8b1 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.integrityview.com\/wp-content\/uploads\/2016\/02\/credit-score-middle-image.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n.avia-section.av-42safm-37df5423395dbbc28986c852d275f8b1 .av-section-color-overlay{\nopacity:0.7;\nbackground-color:#000000;\n}\n<\/style>\n<div id='benefits'  class='avia-section av-42safm-37df5423395dbbc28986c852d275f8b1 main_color avia-section-small avia-no-shadow  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0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3wm0w2-c60a8cdfa70f2a10fb7fb572526b849f av_one_half  avia-builder-el-13  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3rv6fe-d6882cf9ccb85194b2f8ae300014fcb7\">\n#top .av-special-heading.av-3rv6fe-d6882cf9ccb85194b2f8ae300014fcb7{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-3rv6fe-d6882cf9ccb85194b2f8ae300014fcb7 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-3rv6fe-d6882cf9ccb85194b2f8ae300014fcb7 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-3rv6fe-d6882cf9ccb85194b2f8ae300014fcb7 .av-subheading{\nfont-size:20px;\n}\n<\/style>\n<div  class='av-special-heading av-3rv6fe-d6882cf9ccb85194b2f8ae300014fcb7 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-14  avia-builder-el-no-sibling '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Much more accurate than a polygraph<\/h3><div class='av_custom_color av-subheading av-subheading_below'><p>It assures a reliability index of 90%<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3juq62-9b3115eb0be0ee75586ce030af638e37\">\n.flex_column.av-3juq62-9b3115eb0be0ee75586ce030af638e37{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3juq62-9b3115eb0be0ee75586ce030af638e37 av_one_half  avia-builder-el-15  el_after_av_one_half  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cdzf6-44ea9ed2aa6c54c606dbcde391afd97b\">\n#top .av-special-heading.av-cdzf6-44ea9ed2aa6c54c606dbcde391afd97b{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-cdzf6-44ea9ed2aa6c54c606dbcde391afd97b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-cdzf6-44ea9ed2aa6c54c606dbcde391afd97b .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-cdzf6-44ea9ed2aa6c54c606dbcde391afd97b .av-subheading{\nfont-size:20px;\n}\n<\/style>\n<div  class='av-special-heading av-cdzf6-44ea9ed2aa6c54c606dbcde391afd97b av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-16  avia-builder-el-no-sibling '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Immediate result<\/h3><div class='av_custom_color av-subheading av-subheading_below'><p>Take an online test when the subject applies for a loan<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div><div id='features'  class='avia-section av-360uk2-d4f02b5b441249f209e421e75d9a2f6e main_color avia-section-large avia-no-border-styling  avia-builder-el-17  el_after_av_section  el_before_av_section  avia-bg-style-parallax container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-826'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-33rvfm-25732d19f98ce5b73960b14e27eb98fe\">\n.flex_column.av-33rvfm-25732d19f98ce5b73960b14e27eb98fe{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-33rvfm-25732d19f98ce5b73960b14e27eb98fe av_one_third  avia-builder-el-18  el_before_av_one_third  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-2yzagy-557a011ecfb166392bbb6171e1452ab8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-738\" src=\"https:\/\/www.integrityview.com\/wp-content\/uploads\/2016\/02\/prevede-intenzione-100.png\" alt=\"prevede-intenzione-100\" width=\"90\" height=\"100\" \/><\/p>\n<h3 style=\"text-align: center;\">It predicts the intention to repay the loan<\/h3>\n<p style=\"text-align: center;\">Cognitive Credit Scoring has a cognitive approach <b>avoiding that the candidate eludes the assessment<\/b>.<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2pkgxu-c6a6a679c05b888d760da4858abc2726\">\n.flex_column.av-2pkgxu-c6a6a679c05b888d760da4858abc2726{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2pkgxu-c6a6a679c05b888d760da4858abc2726 av_one_third  avia-builder-el-20  el_after_av_one_third  el_before_av_one_third  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-2j9sg2-3a040dd120329e2ad63ece46cada6505 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-739\" src=\"https:\/\/www.integrityview.com\/wp-content\/uploads\/2016\/02\/supera-limiti-100.png\" alt=\"supera-limiti-100\" width=\"104\" height=\"100\" \/><\/p>\n<h3 style=\"text-align: center;\">Exceed the limits of the current system<\/h3>\n<p style=\"text-align: center;\">The current Credit Scoring is based on the analysis of the historical data. It is not able to detect a present or future change in the applicant\u2019s situation.\u00a0<b>Cognitive Credit Scoring analyses the applicant\u2019s future intentions<\/b>.<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ca7ci-a24c4fa93e3b770dddc95eebc80d3e1a\">\n.flex_column.av-2ca7ci-a24c4fa93e3b770dddc95eebc80d3e1a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ca7ci-a24c4fa93e3b770dddc95eebc80d3e1a av_one_third  avia-builder-el-22  el_after_av_one_third  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-27ezh6-9ed8683f7c108fccb1393537bd4e4256 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-740 size-full\" src=\"https:\/\/www.integrityview.com\/wp-content\/uploads\/2016\/02\/riduce-casi-100.png\" alt=\"\" width=\"105\" height=\"100\" \/><\/p>\n<h3 style=\"text-align: center;\">It reduces cases of outstanding amounts<\/h3>\n<p style=\"text-align: center;\">Often insolvent individuals\u00a0and companies are not recognized when they apply for a loan, and this makes trouble for financial institutions.\u00a0<b>Cognitive Credit Scoring integrates with the current system and reduces the number of outstanding amounts<\/b>.<\/p>\n<\/div><\/section><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-217h6i-c9862890fc85fa35671039b871f96408\">\n.avia-section.av-217h6i-c9862890fc85fa35671039b871f96408 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.integrityview.com\/wp-content\/uploads\/2015\/02\/blog.jpg);\nbackground-position:50% 100%;\nbackground-attachment:scroll;\n}\n.avia-section.av-217h6i-c9862890fc85fa35671039b871f96408 .av-section-color-overlay{\nopacity:0.7;\nbackground-color:#000000;\n}\n<\/style>\n<div id='try'  class='avia-section av-217h6i-c9862890fc85fa35671039b871f96408 main_color avia-section-huge avia-no-border-styling  avia-builder-el-24  el_after_av_section  avia-builder-el-last  avia-full-stretch av-parallax-section avia-bg-style-parallax av-section-color-overlay-active container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-826'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1xjur6-1a1e2c2808feb7f7dbdb4b5fd29da703\">\n.flex_column.av-1xjur6-1a1e2c2808feb7f7dbdb4b5fd29da703{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1xjur6-1a1e2c2808feb7f7dbdb4b5fd29da703 av_one_full  avia-builder-el-25  el_before_av_one_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-8bca83400fdc28c621d193c8af788e25\">\n#top .av-special-heading.av-av_heading-8bca83400fdc28c621d193c8af788e25{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-av_heading-8bca83400fdc28c621d193c8af788e25 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-8bca83400fdc28c621d193c8af788e25 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-av_heading-8bca83400fdc28c621d193c8af788e25 .av-subheading{\nfont-size:20px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-8bca83400fdc28c621d193c8af788e25 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-26  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Would you like to have further information and try cognitive credit scoring? Contact us now!<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div><div  class='flex_column av-1kbbnu-32f871e8cc238228883577ec59d80f46 av_one_fifth  avia-builder-el-27  el_after_av_one_full  el_before_av_three_fifth  first flex_column_div  column-top-margin'     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1cnsoi-e1b58482d59f8a3d35ea4f02eee5b369\">\n.flex_column.av-1cnsoi-e1b58482d59f8a3d35ea4f02eee5b369{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1cnsoi-e1b58482d59f8a3d35ea4f02eee5b369 av_three_fifth  avia-builder-el-28  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  column-top-margin'     ><div  class='avia-button-wrap av-k940lf9b-d0d45afb26da47e36d55ecb67c0fac89-wrap avia-button-center  avia-builder-el-29  avia-builder-el-no-sibling '><a href='https:\/\/www.integrityview.com\/en\/contact-us\/'  class='avia-button av-k940lf9b-d0d45afb26da47e36d55ecb67c0fac89 av-link-btn avia-icon_select-no avia-size-x-large avia-position-center avia-color-theme-color'   aria-label=\"CONTACT US\"><span class='avia_iconbox_title' >CONTACT US<\/span><\/a><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-axope-5e60439892642f498ea2e524a21b0eee\">\n.flex_column.av-axope-5e60439892642f498ea2e524a21b0eee{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-axope-5e60439892642f498ea2e524a21b0eee av_one_fifth  avia-builder-el-30  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding  column-top-margin'     ><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div><div id='after_section_4'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-826'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-826","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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